Finding your account number and routing number in the Bank of America app only takes a few taps. Whether you need the information for direct deposit, linking a payment app, or transferring money, you can access it directly from your account details page. Here’s how to do it and how to keep your banking information secure.
Open the Bank of America app and go to your home screen.
Tap the checking or savings account you want to view. For example, you may see an account such as Advantage Plus Banking with the last four digits displayed.
Once you open the account details page, you’ll see your account name and available balance. Under that section, tap Account & Routing Numbers to expand it.
You will then see:
- Your account number
- Your routing numbers
- Additional details related to the account
Be careful not to share your account number publicly or read it aloud when others are nearby.
Protect Your Banking Information
Your account number should be treated like your debit card number. Avoid:
- Sending it through text messages
- Posting screenshots online
- Sharing it casually with others
- Saving it in insecure places
Someone with both your account number and routing number could potentially attempt unauthorized withdrawals. When you need to provide this information to an employer or another bank, use a secure method instead of email or text whenever possible.
Understanding Bank of America Routing Numbers
Bank of America provides two routing numbers, and each serves a different purpose.
Paper and Electronic Routing Number
111000025
This routing number is used for most everyday banking activities, including:
- Setting up direct deposit
- Ordering checks
- ACH transfers
- Paying bills electronically
- Linking accounts to services like Venmo or PayPal
If someone asks for your routing number, this is usually the one they need.
Wire Transfer Routing Number
026009593
This routing number is specifically for incoming wire transfers.
Wire transfers are typically faster than regular bank transfers and often settle the same day, but they usually involve fees. If someone is sending money to you by wire, this is the routing number you should provide.
Why Transfers Sometimes Get Delayed
One of the most common causes of delayed or rejected transfers is using the wrong routing number.
Remember:
- Use 111000025 for direct deposits, ACH transfers, bill payments, and linking accounts.
- Use 026009593 only for incoming wire transfers.
Using the correct routing number helps ensure that transfers are processed without issues.
Are Routing Numbers Secret?
Routing numbers are public information and simply identify Bank of America as the financial institution. They are not considered confidential.
What really needs protection is:
- Your account number
- Your name
- Any combination of personal banking information
Sharing only a routing number does not put your account at risk, but sharing your account number along with other personal information can.
How to Store Your Banking Information Safely
After locating your account and routing numbers, you can tap and hold them to copy the information or write it down for future use.
For better security:
- Store the information in a password manager if you need regular access.
- Avoid saving it in the Notes app.
- Don’t email it to yourself.
- Keep it out of places that could easily be compromised.
How to Find Your Bank Account & Routing Number on Bank of America App – Final Thoughts
The Bank of America app makes it easy to find your account number and routing number in less than a minute. Just open your account details, expand the Account & Routing Numbers section, and you’ll have the information you need. Make sure to protect your account number and use the correct routing number depending on whether you’re making a regular transfer or receiving a wire transfer.
