Terms of Service

Effective Date: [Insert Date]
Company: Capital Refined LLC
Website: https://capitalrefined.com

1. Acceptance of Terms

By accessing or using our website, products, or services, you agree to comply with and be legally bound by these Terms of Service. If you do not agree to these Terms, please do not use our site or purchase our products.

2. Use of Website and Services

You agree to use our website only for lawful purposes and not to:

• Violate any local, state, national, or international law or regulation
  
• Infringe upon the intellectual property rights of Capital Refined LLC or others
  
• Attempt to gain unauthorized access to any part of the site or its systems
  
• Transmit spam, malware, or harmful content of any kind
  

We reserve the right to terminate your access to the site or revoke your account at our discretion.

3. Purchases, Access, and Refund Policy

When you purchase a digital course or product from Capital Refined:

• Immediate Access: Your purchase includes immediate access to digital materials.
  
• 14-Day Action Guarantee: We offer a refund within 14 days only if:
  
  • You complete the first 3 lessons of Module 1
    
  • Submit all associated worksheets
    
  • Do not access or download content beyond the first 3 lessons of Module 1
    
  • Your request is submitted within 14 days of purchase via email to support@capitalrefined.com
    
• Processing Fees: If a refund is approved, we will refund your payment minus any non-refundable third-party processing fees (e.g., Stripe, PayPal).
  
• No Refunds Beyond Policy: No refunds are granted for requests outside these terms or if additional modules are accessed or downloaded.
  

This policy ensures fairness to genuine buyers and protects the integrity of our program.

4. Payment and Third-Party Services

All payments are processed securely via trusted third-party platforms (e.g., Stripe, PayPal). We do not store your credit card information on our servers.

You agree to provide accurate, current, and complete billing details.

5. Intellectual Property

All content, designs, videos, lessons, guides, logos, and branding on this site are the sole property of Capital Refined LLC and are protected by U.S. and international copyright, trademark, and intellectual property laws.

You may not reproduce, distribute, resell, or use any material without express written consent.

6. Educational Disclaimer

All content and materials provided by Capital Refined are for educational and informational purposes only.

Capital Refined LLC is not a financial advisor, CPA, or attorney. Nothing on this site or in our materials should be considered personalized financial, tax, investment, or legal advice. Always consult with a licensed professional for decisions specific to your financial situation.

7. Limitation of Liability

To the fullest extent permitted by law, Capital Refined LLC is not liable for any direct, indirect, incidental, or consequential damages resulting from your use (or inability to use) our website, content, or services.

Your use of our site and course is at your own discretion and risk.

8. Third-Party Links and Tools

Our site may link to third-party websites or platforms for services like payments, analytics, advertising, or email delivery.

We are not responsible for their content, policies, or practices. Use of third-party services is at your own risk.

9. Data Tracking and Retargeting Disclosure

Capital Refined uses Google Analytics 4, Meta Pixel, and other tools to:

• Analyze site behavior and traffic
  
• Track conversions
  
• Serve retargeted ads to interested users
  

By using this site, you consent to the use of cookies and tracking technologies. Users in the EU will be prompted to opt-in in accordance with GDPR.

You may adjust your preferences using browser settings or opt-out tools from Google and Meta.

10. Indemnification

You agree to indemnify, defend, and hold harmless Capital Refined LLC and its affiliates, employees, or contractors from any claims or liabilities arising from your violation of these Terms or misuse of our services.

11. Governing Law

These Terms are governed by the laws of the State of Texas, United States. Any disputes shall be resolved in the courts of Montgomery County, Texas.

12. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the “Effective Date” above. Your continued use of the site after changes have been posted constitutes your acceptance of the revised Terms.

13. Contact Information

📧 Email: support@capitalrefined.com
📬 Mailing Address:
Capital Refined LLC
10800 Gosling Road, PO Box 131051
Spring, TX 77393
United States