If you need to find your Chase Account & Routing Number, you can locate both numbers directly in the Chase mobile app in less than a minute. The app also provides additional account information, including your interest rate and statement date.
Here’s exactly how to find your numbers and which Chase routing number you should use.
How to Find Your Chase Account & Routing Number
Start by opening the Chase mobile app and following these steps:
- From the main screen, tap the account you need the numbers for.
- This will take you to the account details page.
- Look for the Show details button below your available balance.
- Tap Show details.
Your account information will appear on the screen, including your:
- Account number
- Routing number
- Interest rate
- Last statement date
Your Chase Account & Routing Number should now be visible without needing to contact Chase or search through your paperwork.
Which Chase Routing Number Should You Use?
One important thing to know is that Chase uses different routing numbers for different types of transactions. Using the wrong routing number can cause a transfer to be delayed or rejected.
The routing number displayed in your account details is generally the one you will use for most everyday banking transactions.
For example, you may need it when:
- Setting up direct deposit with your employer
- Ordering checks
- Making ACH transfers
- Paying bills electronically
- Linking your Chase account to services such as Venmo or PayPal
If someone simply asks you for your Chase routing number, this is usually the number they are looking for.
Direct Deposit and ACH Routing Number
The routing number displayed in your account details is used for direct deposits and ACH transactions.
If you want to confirm the routing number or see additional information about it, tap the question mark icon next to the routing number in the Chase app.
A Learn more window will appear with information about which transactions the routing number can be used for.
This is the routing number you generally need for regular electronic bank transactions, including direct deposits and ACH payments.
Chase Wire Transfer Routing Number
Wire transfers use a different routing number from regular ACH transactions.
To find the routing number for wire transfers, tap the question mark icon next to the routing number in your Chase account details. Chase provides information about the routing number required for wires.
For domestic wire transfers, Chase uses routing number 021000021.
Wire transfers are different from regular bank transfers. They are typically faster and may arrive the same day, but they can also involve fees.
If someone specifically tells you they are sending you money by wire transfer, make sure you provide the routing number intended for wire transfers rather than automatically using the ACH routing number.
What Information Should You Protect?
Your routing number is not generally considered secret information. Routing numbers identify the bank and are publicly available.
Your account number, however, is more sensitive. Be careful about sharing your account number together with your name or other personal information.
If you accidentally share your routing number with someone, there is usually no reason to panic. The routing number itself is public banking information.
Find Your Chase Account & Routing Number in Seconds
Finding your Chase Account & Routing Number is straightforward through the Chase mobile app. Simply select the account you need, tap Show details, and your account number and routing number will be displayed.
Remember that the routing number shown in your account details is generally used for direct deposits and ACH transactions, while wire transfers require a separate routing number.
If you’re unsure which routing number a particular payment requires, check the instructions provided by the recipient or financial institution before submitting the transaction.
